Sitemap: Millburn/Short Hills, Maplewood and South Orange, New Jersey Real Estate Listings & Homes For Sale Provided by Stephanie Mallios

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School Reports in Millburn/Short Hills, Maplewood and South Orange, New Jersey

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Schools in Millburn/Short Hills, Maplewood and South Orange

Financing Your Home >Finicky Financiers

Buying an old house to fix up has an attraction for many people. If you can find a house with charm and character, a renovation may enable you to create just the living environment that you want. You should start with a good real estate agent to help you locate the right house and recommend lenders who make both acquisition and construction loans.

Financing a renovation is perhaps the most difficult part of the whole project, especially if the house needs extensive work. Few banks will make these loans to people who are not professional developers. You should prepare for your loan application by having a written proposal. It helps to have an engineer's report or architectural plans and to include estimates from contractors covering the costs and timetables for the work to be done. Your real estate agent can help you put together a market analysis of the neighborhood to show that you will not be over-improving the property compared with other homes in the area.

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Q	Who is "Freddie Mac", and why is he a big name in real estate?
A	"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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Stephanie Mallios, REALTOR®, real estate agent and broker for Millburn/Short Hills, Maplewood and South Orange, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Stephanie Mallios
Burgdorff ERA
545 Millburn Ave
Short Hills, NJ 07078
Phone 1: 973-376-5200
Phone 2: 973-376-5115
Fax: 973-376-7092
stephaniemallios@NUMBER1EXPERT.com

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