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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Stephanie Mallios, a proven Millburn/Short Hills, Maplewood and South Orange, New Jersey NUMBER1EXPERT™ Top Selling real estate agent. Find Millburn/Short Hills, Maplewood and South Orange Homes - Find Millburn/Short Hills, Maplewood and South Orange, New Jersey real estate listings & homes for sale provided by Stephanie Mallios, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Stephanie Mallios, a proven Millburn/Short Hills, Maplewood and South Orange, New Jersey NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Stephanie Mallios, a proven Millburn/Short Hills, Maplewood and South Orange, New Jersey NUMBER1EXPERT™ Top Selling real estate agent. Millburn/Short Hills, Maplewood and South Orange Information - Find local information on Millburn/Short Hills, Maplewood and South Orange, New Jersey including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Stephanie Mallios, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Stephanie Mallios, a proven Millburn/Short Hills, Maplewood and South Orange, New Jersey NUMBER1EXPERT™ Top Selling real estate agent. About Stephanie Mallios - Information about Stephanie Mallios including testimonials, guarantees, credentials, and contact information. Learn why Stephanie Mallios is a proven Millburn/Short Hills, Maplewood and South Orange, New Jersey NUMBER1EXPERT™ Top Selling real estate agent. 
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Titles >Do You Really Need Title Insurance
When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.
It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.
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| Q |
What is considered one of the slimmest buildings ever designed?
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| A |
The Carnegie Hall Tower, designed by Cesar Pelli, is only 50 feet wide and 60 stories high. |
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Stephanie Mallios
Coldwell Banker Residential Brokerage
545 Millburn Ave
Short Hills, NJ 07078
Phone 1: 973-376-5115
Phone 2: 201-404-1972
eFax: 973-387-4657
Stephanie.Mallios@cbmoves.com
Real Estate has changed a great deal since I started helping clients in 1987. Buyers and sellers have a greater knowledge about the market than ever before and they expect more from their agent. My clients rely on me to guide them through the challenges of buying and selling their homes and helping them achieve their dreams and goals. Experience counts. It takes commitment, passion and caring to be there for you, in up markets and down, always remembering, it’s not about me.
It’s all about you and your dreams!  
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