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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 201-404-1972.
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Request My Free Relocation Package! Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate! Find Out More > View All Offers >
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"Working with you was a GREAT experience!!" -Kevin Whiteside Read Quote >
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Stephanie Mallios
is one of The Top Selling Real Estate Experts Find Out More > |
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Real Estate has changed a great deal since I started helping clients in 1987. Buyers and sellers have a greater knowledge about the market than ever before and they expect more from their agent. My clients rely on me to guide them through the challenges of buying and selling their homes and helping them achieve their dreams and goals. Experience counts. It takes commitment, passion and caring to be there for you, in up markets and down, always remembering, it's not about me. It's all about you and your dreams! - Stephanie Mallios You can find out about the next DOWNTOWN MILLBURN events right here or you can look on their website.
First Time Buyers >Choosing A Lender
When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.
Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.
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| Q |
Fewer than 2 percent of homeowners build this type of home:
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| A |
Fewer than 2 percent build a custom home; most buy an older home or select from a home builder's menu. |
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